ATLANTIC Warranty Insurance products are print industry specific, they are also specific warranty for all wide format printers, computer to plate setters, sheet fed press, label press, web press, guillotines, folders, collators, stitching lines, booklet makers and many more.
Print Industry Private Medical Insurance
Atlantic the Print & Sign Industry specialist
Print businesses are one of the main industries which are the backbone of our economy. Whether you’re a sole trader running your own sign or print business single-handed, or you’re a small to medium business with a team of employees, you work hard to make your business a success.
for Vitality Private Medical Insurance
At Atlantic we believe that as well as looking after your machinery with our Extended Warranty programs, it is also our job to help keep you and your staff healthy and make sure the healthcare protection provided is suitable for you and your employees at all times. Find out how Vitality Private Medical Insurance cover can support you and your business. Our partner Vitality has created a contemporary range of attractive healthcare services all focused on delivering better healthcare in the workplace.
Vitality Private Medical Insurance plans achieve the perfect balance between healthcare cover for you and your employees and also provide measurable business benefits that help to reduce the risk of sickness and absenteeism.
Atlantic recognises the growing importance of employee healthcare, wellbeing and improved morale. Whether it is about support for your employees or managing productivity by reducing absence from work, Atlantic can provide a Vitality health insurance plan.
Health insurance from VitalityHealth means you and your employees don't have to claim to benefit from their health insurance.
With VitalityHealth, you and your employees can enjoy the benefits of Vitality's health and reward partners every day, and if your employees become ill, Vitality will help them get a prompt diagnosis.* They'll also get access to the best possible medical care and help to get them back on their feet quickly.
*Subject to the Out-patient Cover option being included in the plan.
VITALITY HEALTHCARE EXPERIENCEVitality health insurance continually seeks to understand and meet the needs of your organisation, benefiting you through Vitality's health and reward partners, who make it cheaper and easier to get healthy. You will also have the peace of mind that claims will be handled by an experienced, knowledgeable and understanding customer service team, giving care and support when it's needed most. Vitality's innovative approach to health insurance has won many prestigious awards. In 2015 Vitality won the Best PMI Provider at the Investment Life & Pensions Moneyfacts Awards. They have also received a Defaqto 5 star rating for their Group PMI product.
ABOUT VITALITY'S BUSINESS HEALTHCARE PLANVitality's Private Medical Insurance offers the added benefits of Vitality health and the reward partners to help you and your employees understand their health and make it cheaper and easier for you to get healthier with a range of discounts, rewards and cashback.
You and your employees could also be rewarded, with up to £150 cashback a year for being a non-smoker. The higher their Vitality status, the greater the cash reward.
Read more about Vitality health and reward partners
START WITH CORE COVERVitality's Business Healthcare plan is designed with you and your employees in mind. Through their health insurance, they make sure you and your employees get access to the best possible medical care if they get ill.
Core Cover benefits include:
- In-patient and Day-patient Treatment Open or Close
If any of your employees are admitted to hospital as an in-patient or a day-patient, Vitality cover their costs subject to the terms and conditions of the plan. This includes overnight stays, nursing, and any drugs they might need while in hospital. Vitality will also cover the costs of intensive care treatment and operating theatre charges.
As long as the employee's consultant is registered with an accredited body and recognised by Vitality, the in-patient and day-patient fees will be covered in full, providing the treatment is covered on the plan. So your employees won't be asked to make up any shortfall.
If your employees are admitted to hospital as an in-patient or a day-patient, Vitality pay for the diagnostic tests they need – things like blood tests and x-rays.
- Vitality GPOpen or Close
Vitality GP offers your employees access to a GP at a time and place that suits them. Using the Vitality GP app they’ll be able to talk directly to a Vitality GP and have a private GP video appointment. They’ll be offered a choice of GPs, based on their symptoms and the GP specialism and they’ll have the ability to securely upload images taken with a smartphone for them to view.
- Extended Cancer CoverOpen or Close
If your employees are diagnosed with cancer, Vitality will cover them for all eligible in-patient and out-patient costs relating to their treatment, including:
- Radiotherapy, chemotherapy and follow-up consultations
- Biological therapies
- Hormone and bisphosphonate therapies
- Cancer surgery and reconstructive surgery
- End of life Home Nursing care up to £1,000 per day for a maximum of 14 days
- Stem cell therapy
- Scalp cold capping
- Wigs and restyling up to £300 per claim
- Mastectomy bras and external prostheses up to £200 per claim
If their cancer is no longer treatable, Vitality will provide them with the care that is needed to relieve any symptoms. This includes pain relief at the end stage of cancer.
Everyone starts with Extended Cancer Cover however you can downgrade this to Cancer Cover which applies a 12 month limit on the use of biological therapies. It will also apply a three month limit on hormone or bisphosphonate therapy when prescribed on their own.
- NHS Hospital Cash BenefitOpen or Close
If your employees choose to have NHS treatment rather than being treated privately through their plan, they could claim back a cash amount:
- £250 for each night they stay in an NHS hospital (up to £2,000 per plan year)
- £125 for day-patient treatment (up to £500 per plan year)
- Childbirth Cash BenefitOpen or Close
Vitality will give your employees a cash payment following the birth or adoption of a child (the payment following a birth only applies if they have been on the plan for at least 10 months). Vitality pay once per child even if both parents are covered on the plan.
- Pregnancy ComplicationsOpen or Close
Vitality cover in-patient and day-patient treatment if your employees suffer from:
- ectopic pregnancy
- missed abortion
- still birth
- post partum haemorrhage
- retained placental membrane
- hydatidiform mole
- Oral SurgeryOpen or Close
Vitality cover some specified surgical procedures including the removal of impacted teeth, buried teeth and complicated roots.
- Home NursingOpen or Close
If your employees’ consultant recommends home nursing instead of more in-patient treatment, Vitality will cover their home nursing costs to help them get back on their feet after a stay in hospital.
- Private AmbulanceOpen or Close
The use of a private ambulance for transfer between hospitals, whether NHS or private, is covered if a consultant recommends it as medically necessary.
- Parent AccommodationOpen or Close
Some of your employees might have a child under 14 on their plan. If the child needs to stay in hospital overnight, Vitality pay for hospital accommodation so that one insured parent can stay with them.
- Assistance at HomeOpen or Close
If your employees have been in hospital for more than 3 days, for any condition eligible on their plan, they’ll be entitled to Assistance at Home. From cleaning, to help getting in and out of bed, Assistance at Home will allow them to recover where they’re most comfortable. The benefit is subject to a needs assessment, and provides a maximum of 28 hours care per claim. Where there is more than one claim in a plan year, the benefit is limited to 84 hours care in total.
- Lifestyle SurgeryOpen or Close
These benefits will require a member co-payment of 25% of the retail rate for the initial consultation and following treatment.
Procedures covered Criteria Removal of port wine birthmarks on the face Age <5 years - maximum of 10 treatments Ear shaping (otoplasty) Age 5-14 years Breast reduction BMI <27 and under 21 years of age Gynaecomastia BMI <27 and under 21 years of age
Weight Loss Surgery
Cover will be available for Gastric banding and gastric bypass. Surgery will be available to members with a BMI of 35 or greater (with co-morbidity) or BMI 40+ (with no co-morbidity), subject to clinical approval.
CHOOSE COVER OPTIONSYou can tailor the plan to suit your employees and your budget by adding other cover options.
Business Healthcare Cover Options:
- Out-patient CoverOpen or Close
If you choose to add Out-patient Cover, your employees will be covered for seeing consultants outside a hospital admission. This reduces the waiting time for results, and significantly reduces the waiting time to be treated.
This cover includes:
- Consultant appointments
- Diagnostic tests such as MRI scans, blood tests and x-rays
You can choose from Full Out-patient Cover, which includes unlimited Out-Patient visits and Diagnostic tests.
Or you can opt for limited cover, which includes consultant appointments, physiotherapy and diagnostic tests up to a set limit of £500, £750, £1,000, £1,250 or £1,500.
- Therapies CoverOpen or Close
If your employees are suffering from back or neck pain, food intolerances or other general problems, their GP or consultant might refer them to a therapist.
Therapies Cover includes:
- Chiropractic treatment
- Two consultations with a dietician
- Full cover
- Cover up to £350 per plan year
- Psychiatric CoverOpen or Close
Your health insurance can look after your employees’ mental health too. Vitality provide cover for:
- Consultations and treatment with a psychiatrist or psychologist
- Hospital stays
Levels of cover for each plan year:
- £15,000 including an out-patient limit of £1,500
- £20,000 including an out-patient limit of £1,500
- Cancer CoverOpen or Close
To meet your needs and budget, you can choose not to have Extended Cancer Cover.
With Cancer Cover, Vitality cover eligible in-patient and out-patient costs if you and your employees are diagnosed with cancer. These costs include:
- Radiotherapy, chemotherapy and follow-up consultations
- Biological therapies*
- Hormone and bisphosphonate therapies*
- Cancer surgery and reconstructive surgery
- Stem cell transplantation
* A 12 Month limit applies on the use of biological therapies. A 3 Month limit will apply on hormone or bisphosphonate therapy when prescribed on their own.
- Personal Health Fund / Employee Assistance ProgrammeOpen or Close
The Personal Health Fund (PHF) can enhance the benefits offered to you and your employees, every year we pay an amount of money into a fund for each of the employees. They can use this to pay for everyday healthcare bills that aren't usually covered by private medical insurance - things like eye tests, dental check ups or £100 for a fitness device that tracks their activity. The more effort they make to get healthy, the more money we pay in to their PHF.
The Employee Assistance Programme (EAP) can provide support, advice and expert assistance to help you and your employees through difficult times, which could otherwise affect their ability to lead a balanced and productive life.
With EAP you and your employees will have:
- Unlimited access to a 24-hour dedicated helpline providing debt counselling and legal and financial advice
- Confidential face-to-face counselling where required. (Up to six free sessions per plan year)
- Dental CoverOpen or Close
Choose from two levels of cover. Whichever is selected, your employees are free to choose their own dentist.
Major Dental Treatment:
Vitality will provide cover for major dental treatment including:
- Root canal treatment
- Emergency dental work after an accident
Major and Routine Dental Treatment:
With this option Vitality cover everything in Major Dental Treatment. Vitality also cover routine examinations and scaling and polishing. And they cover dental x-rays and fillings, subject to the terms and condition of the plan.
To get this cover, your employees need to have had a check-up with their regular dentist and finished any recommended treatment within twelve months before their cover starts.
Dental Cover Major Dental Treatment Major and Routine Dental Treatment Routine examinations. Maximum of two claims each plan year Up to £30 per claim Routine scaling and polishing. Maximum of two claims each plan year Up to £40 per claim Dental x-ray. Charges for radiography of teeth or jaw. Maximum of two claims each plan year Up to £40 per claim Fillings. Maximum of two claims each plan year Up to £40 per claim Crowns: new or replacement Up to £300 Up to £400 Inlay/onlay/overlay: new or replacement Up to £100 Bridges/implants: new or replacement Up to £200 Up to £300 Root canal treatment Up to £150 Up to £250 Apicectomy Up to £100 Up to £150 Extractions Up to £150 Up to £250 Dentures: new or replacement Up to £250 Up to £350 Emergency dental treatment from a consultant if you have a dental accident. Maximum of four claims each plan year Up to £2,500 per claim Up to £2,500 per claim Emergency dental treatment for severe pain, haemorrhage and/or infection. Maximum of two claims each plan year Up to £300 per claim Emergency call-out fees: Maximum of two claims each plan year Up to £50 per claim Up to £50 per claim
- Worldwide Travel CoverOpen or Close
- Up to £10 million emergency medical expenses overseas
- Also covers everything from a lost suitcase to a delayed flight
- Even includes Winter Sports Cover
- Applies to trips of up to 120 days
Travel benefit Amount of cover Overseas medical expenses Medical cover if taken ill overseas, including accommodation costs and travel expenses for one person to remain behind with the sick or injured member* Repatriation expenses* Transfer of body or ashes back to the UK* Up to £10 million Cost of burial or cremation outside the UK Up to £1,000 Other travel expenses Loss or damage to personal belongings Up to £2,000* Loss of personal money Up to £1,000* Loss of or damage to business machines Up to £1,000* Delayed departure Up to £100 Missed departure Up to £500* Cancelling the trip or cutting it short Up to £4,000* Personal accident Up to £25,000 Personal liability Up to £2 million Loss of passport Up to £250* Delayed baggage Up to £200* Legal expenses Up to £25,000 Winter Sports Cover (cover is limited to 21 days in total in a plan year) Loss or damage to ski or snowboarding equipment Up to £500* each plan year Loss of ski pass Up to £500* each plan year Piste closure (£30 a day) Up to £500* each plan year Loss of use of hired skis and ski pass due to illness or injury Up to £500* each plan year *Notes 1. Benefits per each person covered, per trip, unless otherwise stated 2. A £50 excess applies to all benefits marked with an asterisk 3. All applicants must be aged 79 or under at the time the benefit is included
- Emergency Overseas CoverOpen or Close
Whether your employees are on holiday or on a business trip, the Emergency Overseas Cover means they'll get emergency medical treatment if they need it, for trips of up to 90 days.
What Vitality cover How much cover Vitality give Medical cover if taken ill overseas, including accommodation costs and travel expenses for one person to stay behind with the sick or injured member* Up to £100,000 The costs of evacuation or repatriation* Transfer of body or ashes back to the UK Up to £1 million The cost of burial or cremation outside the UK Up to £1,000
*Your employees will need to pay a £50 excess for these benefits.